Juggling Mind & Money Podcast

Steve and Luke cut through the Autumn Budget noise to reveal what actually changed, what didn’t, and the financial planning decisions worth paying attention to now.

To celebrate 50 episodes, Steve and Jess revisit the funniest, warmest and most thought-provoking moments from the series so far, exploring what money can teach us about life, happiness and ourselves.

Steve and Jess explore how fear quietly shapes our financial decisions, careers and lives, revealing why the key to overcoming it isn't eliminating fear, but learning how to respond to it.

Steve and Jess explore the money stories we inherit from childhood and how they can shape the way we save, spend and invest. They discuss how deeply rooted beliefs can influence financial decisions without us even realising it, why some people struggle to spend money even when they can afford to, and how recognising and challenging these patterns can help us build a healthier relationship with money.

In this episode, Steve chats to Lucent adviser Ellie Pemberton about becoming one of the UK's youngest Chartered Financial Planners and why listening, communication, and trust matter more than any financial plan.

Steve sits down with Lucent COO Hannah Knight Niblett to uncover the unseen work behind great financial planning, the story of Lucent's growth, and why human connection remains at the heart of financial advice.

Steve Rowe and resident psychologist Jess Schlupp-Taylor explore why so many successful savers struggle to spend their money, introducing "Financial Permission Deficit Syndrome" and sharing practical ways to enjoy the life your wealth was meant to support.

Steve Rowe explores why financial planning is about much more than money. Learn how defining your goals and using money with purpose can help you create the life you truly want.

Steve and Jess explore why imposter syndrome can quietly sabotage our financial decisions - and how challenging those thoughts can help us enjoy the success we've earned.

Steve Rowe talks to SENDA founder Rhiannon Gogh about special needs financial planning, protecting vulnerable beneficiaries, and creating brighter futures for families navigating disability and neurodivergence.

Why money and relationships collide - and how understanding the psychology behind it can lead to better conversations and better decisions.

In this episode, Steve and Jess explore why we crave certainty, why money can’t truly provide it, and how to build a financial and psychological life that can flex with the unknown.

Steve Rowe and Dan Sanders take an honest look at the pressures, uncertainty and rewards of running a small business, and what really makes it all worthwhile.

Our latest episode sees Steve and Jess unpack how constant news, notifications and market noise influence our decisions about money, and share practical ways to turn down the volume and stay grounded.

In this episode, George Kinder - father of life planning - joins Steve Rowe to explore life planning, freedom, productivity, and why money only matters if it supports the life you want to live.

In this episode, Steve is joined by Greg Davies, Head of Behavioural Finance at Oxford Risk, to explore why our emotions shape financial decisions, how anxiety persists even with wealth, and what advisors and investors can do to make better long‑term choices.

This episode explores the emotional and psychological forces behind our money habits with money psychotherapist and Sunday Times columnist Vicky Reynal, uncovering why our past shapes how we think, feel and behave around money.

Steve and special guest (and client of Lucent) Ian Archbold dive into the real reasons even financially savvy people seek advice, unpacking money behaviours, investment decisions, and what a fulfilling future in retirement really means.

In this episode, Steve Rowe and behavioural scientist Richard Shotton unpack the hidden psychological biases that quietly shape how we spend, save and invest. From overconfidence to present bias, they reveal how recognising these mental shortcuts can lead to smarter, calmer financial decisions.

In this episode, Steve and Jess explore how executive burnout develops, why high performers often miss the warning signs, and how stress, lifestyle pressures and financial strain can quietly escalate. They share practical, psychology‑backed ways to restore balance, build resilience and recognise when it’s time to pause before productivity - and wellbeing - begin to drop.

This episode sees Steven Rowe and Laurentius van den Worm of Timeline Portfolios unpack why rules‑based investing, global diversification and clear thinking matter more than market timing amid shifting factors, currencies and tech‑giant dominance.

Tax expert Sam Hart from Rosegate Tax takes Steve on an engaging and accessible deep‑dive into inheritance tax. They explore why moving abroad for tax reasons isn’t the quick fix people think, how trusts and gifting rules can help reduce liabilities, and why planning early matters.

This episode sees Jess and Steve discuss the reasons most New Year's resolutions fail so quickly, and offer insights, strategies and tips to help you build and maintain new habits and routines.

Steve Rowe and guest Mike Kothakota explore financial planning beyond the numbers, including the emotional and time-saving value of advice, ethics in planning, and life’s big decisions.

Confused by the latest Budget? In this episode, Steve Rowe and Luke James break down tax changes, delays, and hidden consequences from ISAs and dividend tax to property income and the new mansion tax. Get clarity, context, and actionable tips to plan smarter.

Discover the fine line between gambling and investing in this insightful episode of Juggling Mind & Money. Steve Rowe and Jess Schlupp-Taylor explore risk psychology, addictive behaviours, and practical tools for smarter financial decisions plus a fun Sockology surprise!

Discover why great financial planning starts with understanding people, not products. Steve and Neil Bage explore how our Stone Age brains impact money choices, why empathy matters, and how self-awareness leads to wiser decisions.

Ever wonder why “future you” gets all the to-dos? Learn the psychology behind procrastination and how to take action now, not someday.

We insure phones and pets but not ourselves. Steve Rowe and Jess Schlupp-Taylor unpack why we avoid life insurance and how to protect what matters.

Join Steve Rowe and Keely Woods as they tackle why we ignore financial protection and how a few smart moves can safeguard everything you love.

Discover why families avoid IHT planning, the psychology behind it, and how trusts, insurance, and smart choices can secure your legacy.

Facing redundancy? Learn how to navigate the emotional and financial rollercoaster, rebuild identity, and write the next chapter of your story.

Short-term drama vs. long-term reality: Steve Rowe and Luke James unpack 2025’s market noise and what investors should really focus on.

Investing feels like a gamble? Discover coping tools, mindset shifts, and strategies to ride out risk and build financial confidence.

In this thoughtful episode, learn how to honour your legacy, manage money after loss, and live life fully. Grief, guilt, and growth all included.

Scared of investing? Learn how “boring” portfolios, compounding, and clarity can turn fear into financial freedom.

Discover how to pass on more wealth using life cover, gifting, and trusts. Practical inheritance tax advice every UK family needs.

Luke James brings clarity, laughs, and sharp insights into pensions from tax perks to retirement myths in this fun, financial deep dive.

Discover the emotional side of retirement as Teresa Meredith shares her heartfelt journey through early retirement, illness, and personal growth.

Millions in the bank, but too scared to spend? This episode reveals the emotional roadblocks holding retirees back and how to reclaim financial freedom.

From office banter to silence retirement can be lonely. This episode explores how to reconnect, rebuild friendships, and avoid the friendship gap.

Retirement isn’t just about money it’s about meaning. Discover how to navigate the emotional shift from work life to purpose-filled freedom.

Retirement changes everything including your relationship. Discover why couples clash after retiring and how to plan for harmony, not heartbreak.

Retirement’s not all sunshine. Hear from a psychologist and planner on why 1 in 3 retirees struggle and what truly matters after you quit work.

Always wanting more? Discover how greed affects your finances and practical steps to stop the cycle. A candid talk with expert voices.

Why we procrastinate, overspend & ghost finances, ADHD coach Sarah Morgan joins to share tools, laughs & surprising insights.

Steve & Jess uncover how mood hoovers, bad attitudes, and emotional traps could cost you big. Plus: mindset hacks and Sockology fun!

Steve and Jess unpack how overconfidence can lead to financial missteps and share tips for smarter money planning.

Steve and Jess discuss autism's impact on money management and how logical thinking and routines can support financial success.

Steve and Jess explore ADHD's impact on finances, sharing insights, strategies, and personal stories to build healthier money habits.

Steve Rowe and psychologist Jessica Schlupp-Taylor explore the fascinating connection between money and mental well-being.