Episode Summary
Budgets can feel confusing, overwhelming, and full of surprises but this episode makes sense of it all. Steve Rowe is joined by Chartered Financial Planner Luke James to break down the latest Budget announcements in a clear, practical, and often entertaining way.
They separate fact from rumour, explore why fear drives so many financial decisions, and unpack the changes that really matter from salary sacrifice and dividend tax to ISAs, VCTs, property income, and even the newly introduced mansion tax.
Episode Highlights
- Insight into what actually changed and what didn’t
- Why some measures are delayed, and how to plan in the meantime
- Practical steps to make the most of current allowances
Whether you’re a seasoned investor, a business owner, or just trying to understand how the Budget affects you, this episode gives you clarity, context, and actionable takeaways.














