Autumn Budget 2026: Rumours, Reality and What Matters Now
Budget Day generates plenty of headlines, predictions and reasons to panic. But how much of the pre-Budget speculation actually came true?
In this bonus episode of Juggling Mind & Money, Steve is joined by Lucent financial planner Luke James for a post-Budget debrief, recorded the day after the Chancellor’s announcement. Together, they sift through the rumours that never materialised, the changes that really do matter and why making big financial decisions based on what might happen can be a costly mistake.
From pensions and inheritance tax to savings, ISAs, fiscal drag and business sales, Steve and Luke look beyond the headlines to ask the more useful question: what, if anything, should you actually do now?
In this episode:
- Rumour vs reality: which of the much-discussed pre-Budget tax changes never happened
- Pensions and inheritance tax: why the April 2027 changes could have a significant impact on estate planning
- Savings, ISAs and stealth taxes: what changing rates and frozen thresholds could mean for your money
- Business owners: what changes to Business Asset Disposal Relief and the new Founders’ Relief could mean when planning a sale
- Planning, not panicking: why using the allowances available to you and sticking to sound financial planning principles beats reacting to Budget speculation
The bigger message? Tax rules will change and Budget rumours will come and go. Good financial planning is about making sensible decisions based on what you know, rather than sacrificing today because of what might happen tomorrow.
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