Episode Summary
In this episode of Juggling Mind & Money, Steve Rowe is joined by Rhiannon Gogh, founder of SENDA (Special Educational Needs and Disability Advisors). Together, they explore the unique financial challenges faced by families supporting loved ones with disabilities, autism, learning disabilities, and neurodivergence.
Drawing on both professional expertise and personal experience, Rhiannon shares why she created SENDA to raise standards in special needs planning, explains common pitfalls around inheritance, trusts and benefits, and discusses how financial planners, solicitors and families can work together to create secure, empowering futures for vulnerable loved ones.
Episode highlights
- How SENDA was created to tackle the lack of credible information around special needs financial planning.
- The "ARC Framework" for planning: Access, Risk and Vulnerability, and Care & Benefits.
- Why leaving money directly to a vulnerable beneficiary can unintentionally cause harm.
- The role of trusts in protecting assets while preserving access to essential support and benefits.
- Why ambitious, positive future planning is just as important as protecting against potential risks.
