Ep.40 - Why we crave certainty and why money can’t give it to us

By
Karen McKim
June 4, 2026
•
46 minutes
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By
Karen McKim
June 4, 2026
•
46 minutes
Share this post

Episode Summary

In this episode of Juggling Mind & Money, Steve and Jess explore our deep-rooted desire for certainty in a world that rarely provides it. From evolutionary instincts to modern financial decision-making, they unpack why feeling in control can sometimes matter more than actually being in control - and the risks that come with chasing guarantees.

Rather than trying to eliminate uncertainty, this conversation focuses on building flexibility in your finances, mindset and day-to-day life. It’s a practical, thought-provoking look at how embracing life’s natural “wobble” can lead to better decisions, greater resilience and a fuller way of living.

Episode highlights

  • Why our brains are wired to crave certainty, and why modern life amplifies that instinct
  • Why money, guarantees and forecasts often create only the illusion of control
  • How flexibility, diversification and cash buffers help create a more resilient financial plan
  • Why learning to tolerate uncertainty can lead to better decisions, stronger wellbeing and a fuller life
  • The powerful closing reminder: “Ships are safe in the harbour, but that’s not what ships are for.”

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