Ep.33 The Invisible Biases Shaping Your Financial Future – with behavioural scientist, Richard Shotton

By
Karen McKim
February 26, 2026
Share this post
By
Karen McKim
February 26, 2026
Share this post

In this episode of Juggling Mind & Money, Steve Rowe is joined by leading behavioural scientist Richard Shotton to unpack the hidden psychological shortcuts that drive your financial decisions.

From overconfidence to present bias and the power of social proof, Richard reveals why we often think we’re more rational than we really are, and how understanding these biases can lead to smarter investing, better retirement planning and healthier financial habits.

Episode Highlights

  • Why your brain takes shortcuts: Discover how heuristics like overconfidence, present bias and confirmation bias skew everyday financial choices.
  • The real-world impact: Learn how these biases play out in investing, retirement planning, spending, and even insurance decisions.
  • Practical tools to think better: Richard shares simple behavioural techniques - from pre‑mortems to triggers and automation - to help you make clearer, more confident financial decisions.

Listen to the episode

Watch the episode

Share this post