Episode Summary
Pensions...exciting? Stay with us because this episode just might change how you see your financial future.
Joining host Steve Rowe is Lucent Financial Planning’s very own Luke James financial planner, pension enthusiast, and proud wearer of dinosaur socks. Together, they bring energy, clarity, and a few laughs to one of the most misunderstood (and underestimated) parts of your money life.
Episode Highlights
- What makes Defined Benefit vs. Defined Contribution schemes tick.
- Why tax relief is basically free money (and how to claim it)
- How pensions can be a game-changer for business owners.
- Why relying on property alone might leave your retirement plans on shaky ground.
- How Luke used a financial plan to retire his dad.
- Plus: sock banter, legacy tips, and a few playful raptor references.
This is not your typical pension talk. It’s down-to-earth, surprisingly fun, and packed with practical takeaways perfect whether you’re just starting to save or wondering what to do with your pension pot.
