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Nov 4, 202410 min read
Understanding the 2024 UK Budget: Key Tax Changes and Financial Strategies for Households
Lucent's founder, Steve Rowe, talks about the key changes in the 2024 UK Budget.


Oct 7, 20247 min read
Behavioural Finance: What’s All the Fuss About?
This article discusses some key cognitive biases that affect how we invest.


Feb 6, 20235 min read
The value of an adviser – February 2023
We are one month into the new year of 2023, and I am already beginning to have existential angst about my value to the world, my fellow...


Dec 30, 20227 min read
Steve’s predictions for 2023 – January 2023
It’s January, and financial professionals and reporters across the land are writing their predictions for 2023. Of course, it’s all...


Dec 1, 20226 min read
Making sweet treats from the ‘fudge-it’ budget – December 2022
November brought the latest of budgets that will shape the economy for the coming years. What is it with Budgets these days? For...


Oct 26, 20224 min read
Those who seek power are not worthy of that power (Plato) – November 2022
If ever there were a more apt statement as to what has been going on in the governance of our country in the past few weeks, this is it....


Oct 2, 20225 min read
It’s VCT season! – October 2022
The season is about to begin, although dare I say it ever truly ends, but multiple promoters of Venture Capital Trusts tend to launch in...


Aug 25, 20222 min read
The results are in! – September 2022
In July we launched what will now become our Annual Client Survey. We want to make sure we are continually offering you the best service...


Aug 25, 20226 min read
Inflation, Inflation, Inflation – September 2022
It feels like everything is going up in price doesn’t it? It feels that way because by and large, it is! We are seeing inflation levels...


Jul 25, 20221 min read
Giving Back at the Games – August 2022
Our clients love getting involved in all sorts of things whilst enjoying their retirement. Here is something a bit different… Instead of...


Jul 25, 20221 min read
Retired by the sea – August 2022
Steve enjoys an in-depth chat with Gary and Maxine, two of our lovely clients who we have helped enjoy their retirement in their dream...


Jul 25, 20221 min read
Party in the sun! – August 2022
We all had a fabulous time at our first ever client summer party! Mother nature smiled on us with glorious weather (luckily before she...


Jun 28, 20222 min read
Learning, lunching and leisure – it’s all going on! – July 2022
We’ve had such a busy month, we hope those of you who follow us on Social Media have enjoyed seeing what we have been up to (if you don’t...


Jun 28, 20221 min read
Living the dream – July 2022
At Lucent, we endeavor to make our client’s lives as fulfilled and enjoyable as we possibly can. Paul, our client, aged 57, on his 10-day...


Jun 28, 20224 min read
Yo-yo investing – July 2022
Since the turn of the year, equity markets have been up and down like a yo-yo. And when I say ‘turn of the year’, I mean the year dot....
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